Attached - Morris Chronicle in 1894 summary of the year of 1893, mentions founding of bank and dissolving of Falls and Yates store, so the photo is 1893 or earlier.
Description of the bank from National Register application.
Two-story, frontal-gable frame house with steeply pitched roof and regular fenestration plan. Glazed porch located
on east wall, flush with front facade, and open entrance porch with squared, battered supports on shingled kneewalls on asymmetrically placed main doorway; three-sided bay window on west wall. House has vinyl siding, vinyl replacement windows one over one sash in all openings; and a parged concrete foundation. These recent finished conceal or may replace historic ones.
Built ca.l880
Mantastic Creations and Collectibles
1259 County Highway 11
Laurens, New York
run by Carl Schidzick
A crash on State Highway 23 on the afternoon of Saturday Nov. 6th brought out Constable Richard Stafford and Police Chief Fred Rendo. Click on the PDF below to see the entire newspaper page.